Choose to be Happy
By Chim Li Yen
ARE you happy? Everybody wants to be happy but how many of us are truly happy? Why is happiness so elusive to us when it is a everyone's desire to be happy? It is such a paradox. Happiness is a natural occurring feeling, yet we relate to happiness as something special and rare. Our conditioning has taught us to cloud our experience of happiness with fearful beliefs, scepticism and endless misperceptions.
Some of us are afraid to show our happiness for fear of being thought of as arrogant, selfish or juvenile.
We fear that too much happiness will defile our professional status or ruin our chance of being promoted at work. We think that being overly happy will upset others, draw envy or invite rejection.
What is happiness? Real happiness is overcoming our negativity and beginning to count our blessings so we can experience the mysterious beauty of life. It is about learning to surrender, release the need to control and allow our lives to unfold in its own unique and organic way. It is about becoming fully human!
Look at the society we have collectively created. Most of us are too focused on our promising futures to be happy now.
Our busy schedules keep us in the constant pursuit of goals, we think have the potential to fulfil our insatiable thirst for success. We become overly engrossed in the chase for happiness outside of ourselves and we forget to let ourselves be happy now.
The ego's conditioned thought is that something is missing and we look for the missing piece of the puzzle to bring us salvation. Nothing in the world can make us happy. Happiness is a choice that only we can make. Hugh Downs once wrote: "A happy person is not a person in a certain set of circumstances but rather a person with a certain set of attitudes."
The potential for happiness has been with us all along. It is the very nature of our unconditioned Self. As quoted in A Course of Miracles: "It is hard to understand what 'The Kingdom of Heaven is within you' really means. This is because it is not understandable to the ego, which interprets it as if something outside is inside, and this does not mean anything. The word 'within' is unnecessary. The Kingdom of Heaven is you."
When you are truly happy, you are radiant and you function fully. Most importantly, you feel loving for the essence of happiness is love. You are genuinely kind, generous, open, warm and friendly. There is no fear, no doubt and no anxiety where there's true happiness. You are uninhibited and not restrained by dogma or beliefs. You are fully present in the moment and not lost in the past or the future.
Here are three simple steps you can take to awaken to the happiness that is our birthright:
1. Celebrating and gratitude
We experience joy when we celebrate and give thanks. When we help others, we feel goodness and grace all around us. When we dance in life with gratitude and peace, our hearts open and we feel life's energy flowing through our body. The human spirit was meant to dance, sing and o celebrate life. We crave this form of expression and cannot do without it.
Take time each week to gather with like-minded people to celebrate the good in life and give thanks for life's blessings. These weekly rituals help to uplift our consciousness. Spend an evening chanting, drumming, praying, singing or dancing to nourish your heart.
2. Rise above drama
Shakespeare told us that "All the world's a stage and all the men and women merely players". Life is 95 per cent drama and five per cent essence so we live primarily in the drama. We take things seriously and spend our time reacting unconsciously to the events in our lives.
If we step off the stage for a moment and watch the drama unfold, we would realise how absurd we can be sometimes. We must learn to focus on what is really important and let the rest slide off our shoulders. We must find ways to find clarity and peace in our lives. Finding a daily routine to get centred and process our feelings is an essential aspect of caring for ourselves.
Meditation, walks in nature, physical exercise, keeping a journal and deep breathing exercises are ways to connect to our essence daily.
3. Keep it simple
Our job in life is to show up and to do what we can today. Don't set huge, unrealistic goals that you can't achieve.
Try to stay out of your head where you are building empires and conquering worlds. Return into your heart and just put one foot in front of the other.
When you go up into you head and start getting anxious, take a deep breath and tell yourself "it is all right that I don't know how this is all going to turn out because I know that I am doing the best I can in this moment". Then give yourself a break and be gentle on yourself. Continue taking deep breaths until you begin to relax.
May joy light up your heart and dance in your eyes! May it spread like wildfire to everyone who share your life!
Wednesday, February 23, 2011
Monday, February 21, 2011
inspirations
- Maya Angelou, epic poet.
"There is nothing for you to go back and live over, or fix, or feel regret about now. Every part of your life has unfolded just right. And so - now - knowing all that you know from where you now stand, now what do you want? The answers are now coming forth to you. Go forth in joy, and get on with it."
- Esther Hicks, best-selling author & speaker.
"You can't ask for what you want unless you know what it is. A lot of people don't know what they want or they want much less than they deserve. First you have figure out what you want. Second, you have to decide that you deserve it. Third, you have to believe you can get it. And, fourth, you have to have the guts to ask for it."
"There is nothing for you to go back and live over, or fix, or feel regret about now. Every part of your life has unfolded just right. And so - now - knowing all that you know from where you now stand, now what do you want? The answers are now coming forth to you. Go forth in joy, and get on with it."
- Esther Hicks, best-selling author & speaker.
"You can't ask for what you want unless you know what it is. A lot of people don't know what they want or they want much less than they deserve. First you have figure out what you want. Second, you have to decide that you deserve it. Third, you have to believe you can get it. And, fourth, you have to have the guts to ask for it."
Saturday, February 12, 2011
MEDITATION
"The Research That Shocked Scientists And Healers Alike: Breakthrough Healing System Balances Your 3 Key Energy Centers, Allowing You To Experience The Radiant Health And Wellness You Truly Deserve!"
Easily And Joyously Eliminate Stress, Melt Away Pain, And Dissolve All Negative Blocks That Prevent You From Enjoying A State Of Lasting Emotional, Physical, And Spiritual Health And Well-Being!
Dear Friend,
• Do you ever struggle to calm your mind?
• Do you ever experience stress, anxiety, depression, anger ... or ANY negative emotion?
• Have you tried techniques to relax or release, but not got all the results you hoped for?
Then here is the full report revealing how peace of mind and radiant emotional well-being can be experienced naturally and easily in just 20 minutes a day....
Let me ask you a few questions...
1. How many times have you experienced a negative emotion in the last 24 hours?
2. Have you ever tried to quiet your mind using something artificial, like a glass of wine or even some form of medication?
3. Have you ever tried to quiet your mind using natural methods like exercise?
4. How well did it work?
No doubt you discovered that these methods can produce temporary relief. But more often than not, the symptoms of stress and negative emotion came back again, didn’t they?
The Question Is Why?
Recent research has produced some startling discoveries on this.
And more important, when you know what’s really causing negative emotions like stress, anxiety and frustration, you will be one step closer to letting them go forever and feeling great throughout your day.
The key discovery I’m about to share with you may upset or even offend some people. However, I'm sharing it with you now because I believe this can make a massive difference in your life.
First of all, allow me to introduce myself. My name is Kevin Schoeninger. I am a:
** Certified holistic fitness trainer
** Meditation instructor
** And Reiki practitioner
I’ve been teaching real meditation on a one-to-one and group basis for over 30 years... and guess what? ...
I've seen a lot of personal growth tools come and go in that time, but what I want to tell you about today is very different. I'll be sure to tell you why, so it makes sense to you.
So here is the key discovery....
The mind is NOT the main cause of these negative emotions. Research shows that the mind is only a small piece of the puzzle. Let me explain. Stop for a moment... and picture an iceberg, if you will...
Just as the bulk of an iceberg is under water, so it is for negative emotions. 95% of what causes stress, frustration and anxiety exists below the surface of your mind – hidden to most people.
So What Really Causes Your Negative Emotions, Stress And Pain?
First of all, it’s important to realize that the human body emits a powerful “electromagnetic field”. This “bio-energy field” has been measured by scientists in the United States and many other countries. What they discovered has profound implications for anyone who wants to balance their emotions and find true happiness.
It began in 1998 ....
The HeartMath Institute published startling research on the power of the human heart to affect your mind and body. Amazingly, these scientists were able to measure the electro-magnetic energy of the human heart with highly sophisticated equipment.
They discovered that the energy field produced by the heart is far more powerful than anyone thought. In fact, they proved that the heart’s electro-magnetic energy field is as much as 5000 times stronger than the field generated by your brain!
Imagine that!
I’ll explain what this means for your well-being in a minute. First, I need to explain another important discovery...
The "Heart Center" Breakthrough:
How The Natural Power Of Your Heart Can Heal You
Many so called “mental problems” like stress, frustration, anger, anxiety, depression, are really not problems of the mind AT ALL. They are problems related to the emotional center of the heart. This explains why we see so many cases of heart disease in our modern, fast-paced, stressed-out society.
Furthermore, by teaching their subjects to generate “core heart feelings” these scientists demonstrated that the whole mind-body emotional system could quickly be brought back to balance.
This confirms what I have known for years through my own teaching and practicing of meditation. The “Heart Center” is especially important for balancing your emotions. We see this in a wide spectrum of traditions like Christian “Prayer of the Heart” and Buddhist "Loving-kindness" practice, to name just two.
Now modern science is confirming what these time-tested traditions have known for generations. Nurturing the electro-magnetic field of the heart is essential for lasting emotional health and well being. But there's more to it...
The Heart Center is powerful but it is not the only center that affects your mind, body and emotional state of being. After the Mind Center and The Heart Center, the third major energy center is the lower abdominal center -- what I call the “Body Center”. Research shows this energy center also emits a powerful electro-magnetic field.
The Body Center:
Connecting The Physical To The Spiritual And Emotional
For thousands of years, Masters from China have taught the cultivation of “vital energy” in the Body Center (they call it the “lower dantian”). These practices are becoming more and more popular today in the form of Tai Chi and Qigong. The power of the Body Center to affect your emotional state is also well-documented.
Studies show that when this energy center is working optimally, you experience health, vitality, confidence and mental stability. When this energy center is not functioning correctly, you experience instability, fear and anxiety.
But again, the Body Center is not the whole story.
My years of teaching and practicing meditation have taught me that balancing the Body Center is not enough. In fact, what I discovered is completely off the radar to many meditators and personal growth experts...
What's Missing In Most Forms Of Meditation
Thousands of studies have been conducted on the effects of meditation practice. Virtually ALL confirm the amazing benefits for body and mind. As I said before, I have practiced and taught meditation for the last 27 years, so this matches up with my own experience.
At the same time, I know meditation can get even better -- a LOT better!
You see, without blowing my own trumpet too much, I’ve worked with many, many different practices and with some of the world’s most highly-respected and sought after teachers. I found that each practice was important... and yet I knew there was something missing from each of them.
What I have found is that each system gives you a piece of the puzzle, but not the full experience.
Here's what's missing...
What Most Meditators Will Never Know... In Order To Achieve Perfect Health, Emotional Well-Being, And Confidence
For example, many systems of meditation focus only on the Mind Center while ignoring the Heart Center and Body Center. Here you get the focus and clear thinking but you don’t get the balancing of the emotions that is so important. And you don’t get that raw confidence, stability and power of the Body Center.
You’ve probably seen this yourself many times in people who have a razor sharp mind –
They could probably outthink a computer! But their heart connections with others are not as joyous and loving as they could be if they knew how to balance their Heart Center correctly.
At the same time, other systems really develop the Heart Center but miss out the tremendous power of stability, confidence and real world effectiveness of the Body Center. Here we see those wonderful souls filled with heart-felt compassion for others, but who sometimes lack the stability and confidence of the Body Center to be strong and effective in the world (and/or the qualities of the Mind Center -- the clarity of mind to create new solutions and see exciting new possibilities.)
Then there are practices like Tai Chi and Qigong, which emphasize the Body Center above all else. These improve our health and energy while giving us a feeling of stability and confidence. The downside is these practices tend to pay less attention to the Heart and Mind Centers and so many people miss out on these powerful qualities.
Unless you balance and integrate ALL the major energy centers, you miss out on the full experience and feeling of wholeness, integration and balance.
Here Is The Difference That Makes ALL The Difference...
So I began to put all the pieces together, bringing in everything I had learned over the years...
I practiced a rarely known Qigong breathing technique to strengthen the vital energy of my Body Center. I developed a system to powerfully strengthen the Heart Center and bring a profound sense of balance to the emotions. I discovered how to experience the open, natural, clear and spacious awareness in the Mind Center.
To connect them together I developed a way to clear and open the “Central Channel”.
This is the main channel of the body that runs through and connects the Body Center, Heart Center and Mind Center. I discovered that when this channel is open and energy is flowing smoothly through all your major energy centers, you experience profound health, vitality, and confidence -- good feelings as well as profound focus and clear thinking.
You’ve heard before that the whole is greater than the sum of its parts?
Well, I’ve found this is especially true when it comes to meditation. One energy center that is clear and open is a wonderful thing, but when all three energy centers are open, connected and working together, the sense of peace and wholeness you feel is so tremendously powerful, you might be wondering what it's like....
I'll try to explain the miraculous in words for you...
So What Is The Core Energy State?
Well, the first time I experienced this I was flying back home after backpacking for a month...
I had a lot of quiet time by myself travelling through Colorado, Grand Canyon, Utah and Yellowstone in the United States. I could see for miles out there. Everything was so quiet and still. It was a profound experience.
..
When I was flying home on the plane, I felt completely peaceful. My mind was completely clear and I felt no attachment whatsoever to anything. I felt like "If I died right now, everything is perfect." I later called this experience “The Core Energy State” and the practice that makes it possible, “Core Energy Meditation”.
The experience was so powerful and amazing. I’m sure I’ll remember it for the rest of my life. And yet, I wanted more ... much more!
Why A Powerful Meditation Experience Is Not Enough
You see, experiencing the “Core Energy State” once, or even once a day was not enough for me. I wanted a way to reproduce, expand, and deepen that state of peaceful vibration. And more than that, I wanted to live my life from that place because it felt so good!
So, over the next 25 years, I learned, developed and refined the techniques that make the Core Energy State possible. As I continued to practice Core Energy Meditation, I found myself expanding and integrating more and more. I remembered thinking to myself, “These good feelings can’t keep increasing forever. Sooner or later, things will level off.”
But things didn’t level off...
In fact, the positive growth and the good feelings kept growing and growing... for weeks, months and years. The more I practiced, the more whole and well I felt. I was feeling better and better because I now had one practice that addressed each aspect of my being and integrated them energetically.
So I began teaching and refining the practice more and more based on my experiences and the feedback from my students. Over time, I developed and simplified it so anyone can do it easily and get the profound results I enjoy in fraction of the time. And so I created the program to share this with the world...
Introducing “Raise Your Vibration: A Guide To Core Energy Meditation”
Now there is ONE practice to balance all your major energy centers – your mind, heart and body. The program is ideal for beginners and advanced meditators alike. It’s completely natural and safe. There are no reported side effects – not one.
And best of all you can practice the whole thing easily in less than 20 minutes. No need to meditate for hours (unless you want to). 20 minutes a day is all you need -- although you can practice for longer if you like.
Are you already doing some other personal growth practice?
Even better!
Core Energy Meditation works magically alongside any other personal growth practice that you might be doing already. In fact, when you're coming from a Core Energy State, you'll get the maximum out of everything else you do. That's why most participants like to practice first thing in the morning, but really any time of day is fine.
“In this program, you’ll discover the real secrets you need to create total success, wealth, and happiness. I have meditated for 10 years and recommend Kevin’s approach because it is the most effective method I know for creating a major shift in consciousness. Core Energy Meditation helped me create deeper peace, harmony, and well-being. Use this program—and change your life!”
J. V. Crum, III,
Founder/CEO, Conscious Millionaire Institute
Tampa, FL, United States
So What’s Included In This Breakthrough Program?
Well, my guess is you’re a busy person.
If you’re like me, you don’t want a longer list of yet more things you “should” be doing every day. You want the one simple practice to balance your entire being. So that’s why I settled on this short 3-CD program. I knew this would allow me to condense everything down for you to what is essential
Here’s a breakdown of what’s included...
The first two CDs explain all the key concepts you need to know. I talk you through how to approach Core Energy Meditation and what you can expect as you continue practicing. If you want, you can listen to these CDs during your “downtime,” like in your car or while you’re cleaning your house. If you enjoy listening on the move, you can transfer the audio to an iPod or portable device.
The third CD contains the guided 20 and 40-minute sessions of Core Energy Meditation. This is the essential part of the program. My students find that starting with 20 minutes is most effective. 20 minutes a day is all you really need. However, you may want to expand your practice to 40 minutes whenever you desire and you’ll certainly get more benefit when you do that. Your results will certainly accelerate, becoming deeper and more profound the more you practice.
The Booklet contains the diagram referenced in the CDs plus word-for-word transcripts of the audio. Use this diagram to get a clear understanding of the three energy centers and the central channel. It’s also great if you need to find a reference quickly, or, if you just prefer to read rather than listen.
Also included in the booklet is a Daily Practice Log. Here you can record your experiences and track your progress. It’s always good to look back on all the progress you’ve made and see the positive changes.
The Core Energy Technique. This is a short 6-minute audio that shows you how to release from the grip of ANY negative emotion or limitation in a matter of minutes. Anytime you’re feeling stressed, anxious or sad is a great time to do the Core Energy Technique. Listen along and you’ll get back into a good positive feeling usually in a matter of minutes.
What Results Can I Expect With Core Energy Meditation?
Well, as we have talked about above – there’s plenty of research which proves the power of balancing your Mind Center, Heart Center and Body Center individually.
But Core Energy Meditation goes MUCH deeper and takes your growth to a new level. How? By nurturing and integrating ALL three major centers and the Central Channel that connects them.
Here’s what one of my students had to say after practicing for just a few weeks...
Oh my God I have listened to all the CD's now, and I have to tell you I feel Great!! And after doing your meditation I know for sure that I have moved on I feel fantastic Thank you so much !! I don’t ever remember feeling this good. I will keep on practicing if I feel this good after only listening to it once I can imagine how I am going to feel in a few months time Thank you! Thank you! Thank you ! I could Hug you, this is something I have been searching for many years and I can’t tell you how much I am looking forward to living the rest of my life now! Kind Regards, Julie
OK Kevin, I’m clicking here to get started with Core Energy Meditation right now!
Time and time again, my students confirm the many positive results after working with the program for just a short time. You can read more of what they have to say in a minute. But for now, here are the typical benefits you can expect with just a little consistent practice.
As your Mind Center clears and opens, you’ll be able to think more clearly. Your mind will become calmer and quieter. More and more you’ll be free from the grip of negative thought patterns and limiting beliefs. Your mind will be free to see exciting new possibilities and think more “outside the box” with this.
As your Heart Center gets stronger, your relationships will become more and more joyous, more and more open and loving. People will see and feel the positive changes in your emotions. Soon you’ll be living from that place of heart-felt appreciation, gratitude and trust.
As your Body Center gets stronger, you’ll find yourself more confident, more self-assured and more effective at taking inspired action in the world. You’ll have increased energy and a much higher level of health and immune response. And, because your energy will be more coherent and integrated, you’ll also find yourself manifesting what you deeply desire.
This brings me onto another amazing benefit of Core Energy Meditation...
How To Discover And Live Your Life Purpose
As I continued to practice and refine Core Energy Meditation, I discovered something even more profound. I noticed how much my life had changed since my backpacking trip. Back then, I wasn’t sure about where my life was heading or what I was really here to do. I felt that sense of uneasiness and confusion. Have you ever felt like that?
But after practicing Core Energy Meditation for 6 months this had fallen away completely.
I felt completely free and I also felt like my life had purpose and direction, I knew I was here to do something important for the greater good. And here’s the reason again ---
When ALL of your being is integrated energetically (mind, heart, body, and spirit) something very profound begins to happen. Through this practice you discover who you truly are and you are able to know in your gut what’s truly important for you here and now. You begin to feel a strong sense of inner guidance.
Before the program, I was stressed a lot about many topics in my life such as money, my relationship with my girlfriend and my job. My life didn't change much because I have difficulties doing the CEM every day and to put it in my routine without being pissed off doing the meditation. But the results I have notice is when I do the meditation, I got much more energy in the morning....Thanks Matt, keep the good work!
Jeff Coté
St-Mathieu-de-Beloeil, Quebec
Canada
Your life begins to take shape in magical ways! I believe that it was this strong sense of inner connection that attracted the love of my life to me. Now we live under the wide-open Colorado sky with our two sons Greg and Will. We’ve been happily married for fifteen years.
Click here to get started with Core Energy Meditation right now!
How Does Core Energy Meditation Affect Your Relationships?
Time and time again, students of Core Energy Meditation find their practice transforms their relationships (as it did for me). Why does this happen? Because conscious awareness improves your relationships with others. The more awareness you bring into your life, the less you find reactive emotional patterns spoiling your relationships with the people you care about.
You are able to simply be there and be the presence that you are for those you love. You find this experience getting deeper and more profound the more you practice Core Energy Meditation.
Of course, not everyone will be in the same place you are.....
And depending on their level of consciousness, at times their egos may feel frustrated that you don’t react emotionally in the ways you used to. They may even try to push your old buttons. But you will see their lack of consciousness for what it is, more and more with practice. The more you practice, the more you’ll be able to calmly observe their reactions and your own without “getting blown out.” And it gets better ...
You’ll find yourself rooted, more and more stable, more and more grounded in the present moment. More and more you’ll be able to accept others while still taking any necessary action the situation requires.
The struggle in your relationships will drop away more and more.
The difference is that now the action will be easy and effortless. All of these capacities increase the more you practice Core Energy Meditation. Now, before I explain how Core Energy Meditation can help you manifest your true life-purpose, let me take a minute to talk about an important issue for many people...
How Do I Reconcile This With Strongly Held Religious Beliefs?
Many students have a partner or close friend with strongly held religious beliefs. Maybe you do too? When they began their practice, they wanted to know how Core Energy Meditation fits in with a belief system like Christianity (or even “non-religious” frameworks like secularism or agnosticism).
Well, first of all, Core Energy Meditation works well with any religious or non-religious framework. Like eating well and exercising, it is based on common sense scientific principles that nurture health and well-being in the body and mind. It is a universal practice for any human being.
Core Energy Meditation does not conflict with any other tradition. However, it may appear to conflict with someone’s incomplete understanding of the Deeper Truth of their tradition.
I am a Christian and desire to understand more of God. To get rid of blocks/negative attitudes that, stop the love/life of god flowing from me. Core Energy Meditation ...I have modified CEM to a more Christian aspect as in letting Jesus cleanse me when using the meditation and allowing his body and life to flow through/in/from me and meditating a scripture whist doing CEM (As God is so I am!!) Thank you for the program and other recommendations. Thank you
Mark Smith
Dulverton
United Kingdom
For example, many Christians who practice Core Energy Meditation tell me they feel more connected to God after their practice and throughout their day. Many say that they appreciate the opportunity for “silent prayer” that the practice gives them. This is a great way to explain what you’re doing to others who might not readily accept the practice at first...
How To Explain This To Someone With Strongly Held Religious Beliefs...
Rather than getting into a debate about what’s right and what’s wrong, it’s often best to just say:
“I’m spending a little quiet time each day with God in silent prayer” and leave it at that.
After all, many traditions like Christianity emphasize the importance of prayer, so it’s unlikely you’ll get many arguments on that point. The only difference with silent prayer is that by being quiet and still, you’re giving God the opportunity to speak. Just as the bible says, “Be still and know that I am God” (Psalm 46:10).
In the same way, being still is often the best way to approach this issue with some people whose egos are identified with a narrow understanding of their tradition. Many times it’s best to stay out of a debate if you know it’s not going to get you anywhere! Let your presence and stillness do the talking! You’ll know for yourself when it’s a good idea to talk about your spiritual practice and when it’s not.
Remember, at the end of the day, not everyone is going to approve of everything you do. This is actually a great spiritual practice for the student of Core Energy Meditation – allowing others to be as they are. This is your opportunity to “Be the change you wish to be in the world” as Gandhi said. Jesus used different words to make the same point, “By this all men will know that you are My disciples, if you have love for one another.” (John 13:35).
Click here to get started with Core Energy Meditation right now!
And this brings me on to perhaps the most exciting thing about practicing Core Energy Meditation --- when you begin to see people and the world around you changing for the better...
How To Manifest What You Truly Want
Core Energy Meditation gives you a broadband connection to your inner guidance system. Without that, it’s really like being adrift at sea. Have you ever felt like that? I did when I was younger.
So often, we try to manifest what we think we want from the wrong place. Without that sense of integration and coherence, I felt constantly pulled off center by thoughts, feelings and surface level desires. Not a great place to manifest good things from, right?
Is there a better way?
Yes there is! ...
The law of attraction says that “our energetic vibration attracts similar vibrations.” So if you want to attract radiant health, financial prosperity and amazing relationships, do you really just want a small piece of these things, or do you want it all?
Of course you want it all!
You want the mind part, the heart part and the physical vitality part. You want the rich and exciting experience of life in ALL its fullness.
You want this full flow of energy and power in all dimensions of your being. You want to be developing your whole energetic vibration. You want the whole package!
Core Energy Meditation develops ALL aspects of your energetic vibration and connects them together so there’s wholeness and coherence. That coherent vibration then attracts experiences in line with it...
All of those things you want in life are drawn to you, and you express and create them through your energy and the actions you are guided to take.
Before Core Energy Meditation, I was out of work on disability. Now I am more energetic, calm and at peace with myself at the same time .. I’ve got out of a rut and applied for new positions and have myself a new job starting in a few weeks. I am feeling so much better about myself. Things just seem to fall in place now!!!!
Rob Rossi
Philadelphia, PA
United States
Click here to get started with Core Energy Meditation right now!
What Will Happen When You Practice Core Energy Meditation?
First, you’re going to sit down, close your eyes, focus inward, and listen to the step-by-step instructions I’ll give you. As you listen to my voice, you’ll be guided along to relax and align your posture, calm your emotions, and focus your mind. It's like taking a break from your busyness.
Next, you’ll be guided through each of the major energy centers in turn.
Core Energy Meditation is great for focusing the mind because all you have to do is follow along with my voice. I’ll give lots of very easy instructions to follow as we move through each of the energy centers.
Typically you’ll be feeling part of your inner body, or feeling an emotion or following a breathing technique. All the cues are very easy to follow,
Easily And Joyously Eliminate Stress, Melt Away Pain, And Dissolve All Negative Blocks That Prevent You From Enjoying A State Of Lasting Emotional, Physical, And Spiritual Health And Well-Being!
Dear Friend,
• Do you ever struggle to calm your mind?
• Do you ever experience stress, anxiety, depression, anger ... or ANY negative emotion?
• Have you tried techniques to relax or release, but not got all the results you hoped for?
Then here is the full report revealing how peace of mind and radiant emotional well-being can be experienced naturally and easily in just 20 minutes a day....
Let me ask you a few questions...
1. How many times have you experienced a negative emotion in the last 24 hours?
2. Have you ever tried to quiet your mind using something artificial, like a glass of wine or even some form of medication?
3. Have you ever tried to quiet your mind using natural methods like exercise?
4. How well did it work?
No doubt you discovered that these methods can produce temporary relief. But more often than not, the symptoms of stress and negative emotion came back again, didn’t they?
The Question Is Why?
Recent research has produced some startling discoveries on this.
And more important, when you know what’s really causing negative emotions like stress, anxiety and frustration, you will be one step closer to letting them go forever and feeling great throughout your day.
The key discovery I’m about to share with you may upset or even offend some people. However, I'm sharing it with you now because I believe this can make a massive difference in your life.
First of all, allow me to introduce myself. My name is Kevin Schoeninger. I am a:
** Certified holistic fitness trainer
** Meditation instructor
** And Reiki practitioner
I’ve been teaching real meditation on a one-to-one and group basis for over 30 years... and guess what? ...
I've seen a lot of personal growth tools come and go in that time, but what I want to tell you about today is very different. I'll be sure to tell you why, so it makes sense to you.
So here is the key discovery....
The mind is NOT the main cause of these negative emotions. Research shows that the mind is only a small piece of the puzzle. Let me explain. Stop for a moment... and picture an iceberg, if you will...
Just as the bulk of an iceberg is under water, so it is for negative emotions. 95% of what causes stress, frustration and anxiety exists below the surface of your mind – hidden to most people.
So What Really Causes Your Negative Emotions, Stress And Pain?
First of all, it’s important to realize that the human body emits a powerful “electromagnetic field”. This “bio-energy field” has been measured by scientists in the United States and many other countries. What they discovered has profound implications for anyone who wants to balance their emotions and find true happiness.
It began in 1998 ....
The HeartMath Institute published startling research on the power of the human heart to affect your mind and body. Amazingly, these scientists were able to measure the electro-magnetic energy of the human heart with highly sophisticated equipment.
They discovered that the energy field produced by the heart is far more powerful than anyone thought. In fact, they proved that the heart’s electro-magnetic energy field is as much as 5000 times stronger than the field generated by your brain!
Imagine that!
I’ll explain what this means for your well-being in a minute. First, I need to explain another important discovery...
The "Heart Center" Breakthrough:
How The Natural Power Of Your Heart Can Heal You
Many so called “mental problems” like stress, frustration, anger, anxiety, depression, are really not problems of the mind AT ALL. They are problems related to the emotional center of the heart. This explains why we see so many cases of heart disease in our modern, fast-paced, stressed-out society.
Furthermore, by teaching their subjects to generate “core heart feelings” these scientists demonstrated that the whole mind-body emotional system could quickly be brought back to balance.
This confirms what I have known for years through my own teaching and practicing of meditation. The “Heart Center” is especially important for balancing your emotions. We see this in a wide spectrum of traditions like Christian “Prayer of the Heart” and Buddhist "Loving-kindness" practice, to name just two.
Now modern science is confirming what these time-tested traditions have known for generations. Nurturing the electro-magnetic field of the heart is essential for lasting emotional health and well being. But there's more to it...
The Heart Center is powerful but it is not the only center that affects your mind, body and emotional state of being. After the Mind Center and The Heart Center, the third major energy center is the lower abdominal center -- what I call the “Body Center”. Research shows this energy center also emits a powerful electro-magnetic field.
The Body Center:
Connecting The Physical To The Spiritual And Emotional
For thousands of years, Masters from China have taught the cultivation of “vital energy” in the Body Center (they call it the “lower dantian”). These practices are becoming more and more popular today in the form of Tai Chi and Qigong. The power of the Body Center to affect your emotional state is also well-documented.
Studies show that when this energy center is working optimally, you experience health, vitality, confidence and mental stability. When this energy center is not functioning correctly, you experience instability, fear and anxiety.
But again, the Body Center is not the whole story.
My years of teaching and practicing meditation have taught me that balancing the Body Center is not enough. In fact, what I discovered is completely off the radar to many meditators and personal growth experts...
What's Missing In Most Forms Of Meditation
Thousands of studies have been conducted on the effects of meditation practice. Virtually ALL confirm the amazing benefits for body and mind. As I said before, I have practiced and taught meditation for the last 27 years, so this matches up with my own experience.
At the same time, I know meditation can get even better -- a LOT better!
You see, without blowing my own trumpet too much, I’ve worked with many, many different practices and with some of the world’s most highly-respected and sought after teachers. I found that each practice was important... and yet I knew there was something missing from each of them.
What I have found is that each system gives you a piece of the puzzle, but not the full experience.
Here's what's missing...
What Most Meditators Will Never Know... In Order To Achieve Perfect Health, Emotional Well-Being, And Confidence
For example, many systems of meditation focus only on the Mind Center while ignoring the Heart Center and Body Center. Here you get the focus and clear thinking but you don’t get the balancing of the emotions that is so important. And you don’t get that raw confidence, stability and power of the Body Center.
You’ve probably seen this yourself many times in people who have a razor sharp mind –
They could probably outthink a computer! But their heart connections with others are not as joyous and loving as they could be if they knew how to balance their Heart Center correctly.
At the same time, other systems really develop the Heart Center but miss out the tremendous power of stability, confidence and real world effectiveness of the Body Center. Here we see those wonderful souls filled with heart-felt compassion for others, but who sometimes lack the stability and confidence of the Body Center to be strong and effective in the world (and/or the qualities of the Mind Center -- the clarity of mind to create new solutions and see exciting new possibilities.)
Then there are practices like Tai Chi and Qigong, which emphasize the Body Center above all else. These improve our health and energy while giving us a feeling of stability and confidence. The downside is these practices tend to pay less attention to the Heart and Mind Centers and so many people miss out on these powerful qualities.
Unless you balance and integrate ALL the major energy centers, you miss out on the full experience and feeling of wholeness, integration and balance.
Here Is The Difference That Makes ALL The Difference...
So I began to put all the pieces together, bringing in everything I had learned over the years...
I practiced a rarely known Qigong breathing technique to strengthen the vital energy of my Body Center. I developed a system to powerfully strengthen the Heart Center and bring a profound sense of balance to the emotions. I discovered how to experience the open, natural, clear and spacious awareness in the Mind Center.
To connect them together I developed a way to clear and open the “Central Channel”.
This is the main channel of the body that runs through and connects the Body Center, Heart Center and Mind Center. I discovered that when this channel is open and energy is flowing smoothly through all your major energy centers, you experience profound health, vitality, and confidence -- good feelings as well as profound focus and clear thinking.
You’ve heard before that the whole is greater than the sum of its parts?
Well, I’ve found this is especially true when it comes to meditation. One energy center that is clear and open is a wonderful thing, but when all three energy centers are open, connected and working together, the sense of peace and wholeness you feel is so tremendously powerful, you might be wondering what it's like....
I'll try to explain the miraculous in words for you...
So What Is The Core Energy State?
Well, the first time I experienced this I was flying back home after backpacking for a month...
I had a lot of quiet time by myself travelling through Colorado, Grand Canyon, Utah and Yellowstone in the United States. I could see for miles out there. Everything was so quiet and still. It was a profound experience.
..
When I was flying home on the plane, I felt completely peaceful. My mind was completely clear and I felt no attachment whatsoever to anything. I felt like "If I died right now, everything is perfect." I later called this experience “The Core Energy State” and the practice that makes it possible, “Core Energy Meditation”.
The experience was so powerful and amazing. I’m sure I’ll remember it for the rest of my life. And yet, I wanted more ... much more!
Why A Powerful Meditation Experience Is Not Enough
You see, experiencing the “Core Energy State” once, or even once a day was not enough for me. I wanted a way to reproduce, expand, and deepen that state of peaceful vibration. And more than that, I wanted to live my life from that place because it felt so good!
So, over the next 25 years, I learned, developed and refined the techniques that make the Core Energy State possible. As I continued to practice Core Energy Meditation, I found myself expanding and integrating more and more. I remembered thinking to myself, “These good feelings can’t keep increasing forever. Sooner or later, things will level off.”
But things didn’t level off...
In fact, the positive growth and the good feelings kept growing and growing... for weeks, months and years. The more I practiced, the more whole and well I felt. I was feeling better and better because I now had one practice that addressed each aspect of my being and integrated them energetically.
So I began teaching and refining the practice more and more based on my experiences and the feedback from my students. Over time, I developed and simplified it so anyone can do it easily and get the profound results I enjoy in fraction of the time. And so I created the program to share this with the world...
Introducing “Raise Your Vibration: A Guide To Core Energy Meditation”
Now there is ONE practice to balance all your major energy centers – your mind, heart and body. The program is ideal for beginners and advanced meditators alike. It’s completely natural and safe. There are no reported side effects – not one.
And best of all you can practice the whole thing easily in less than 20 minutes. No need to meditate for hours (unless you want to). 20 minutes a day is all you need -- although you can practice for longer if you like.
Are you already doing some other personal growth practice?
Even better!
Core Energy Meditation works magically alongside any other personal growth practice that you might be doing already. In fact, when you're coming from a Core Energy State, you'll get the maximum out of everything else you do. That's why most participants like to practice first thing in the morning, but really any time of day is fine.
“In this program, you’ll discover the real secrets you need to create total success, wealth, and happiness. I have meditated for 10 years and recommend Kevin’s approach because it is the most effective method I know for creating a major shift in consciousness. Core Energy Meditation helped me create deeper peace, harmony, and well-being. Use this program—and change your life!”
J. V. Crum, III,
Founder/CEO, Conscious Millionaire Institute
Tampa, FL, United States
So What’s Included In This Breakthrough Program?
Well, my guess is you’re a busy person.
If you’re like me, you don’t want a longer list of yet more things you “should” be doing every day. You want the one simple practice to balance your entire being. So that’s why I settled on this short 3-CD program. I knew this would allow me to condense everything down for you to what is essential
Here’s a breakdown of what’s included...
The first two CDs explain all the key concepts you need to know. I talk you through how to approach Core Energy Meditation and what you can expect as you continue practicing. If you want, you can listen to these CDs during your “downtime,” like in your car or while you’re cleaning your house. If you enjoy listening on the move, you can transfer the audio to an iPod or portable device.
The third CD contains the guided 20 and 40-minute sessions of Core Energy Meditation. This is the essential part of the program. My students find that starting with 20 minutes is most effective. 20 minutes a day is all you really need. However, you may want to expand your practice to 40 minutes whenever you desire and you’ll certainly get more benefit when you do that. Your results will certainly accelerate, becoming deeper and more profound the more you practice.
The Booklet contains the diagram referenced in the CDs plus word-for-word transcripts of the audio. Use this diagram to get a clear understanding of the three energy centers and the central channel. It’s also great if you need to find a reference quickly, or, if you just prefer to read rather than listen.
Also included in the booklet is a Daily Practice Log. Here you can record your experiences and track your progress. It’s always good to look back on all the progress you’ve made and see the positive changes.
The Core Energy Technique. This is a short 6-minute audio that shows you how to release from the grip of ANY negative emotion or limitation in a matter of minutes. Anytime you’re feeling stressed, anxious or sad is a great time to do the Core Energy Technique. Listen along and you’ll get back into a good positive feeling usually in a matter of minutes.
What Results Can I Expect With Core Energy Meditation?
Well, as we have talked about above – there’s plenty of research which proves the power of balancing your Mind Center, Heart Center and Body Center individually.
But Core Energy Meditation goes MUCH deeper and takes your growth to a new level. How? By nurturing and integrating ALL three major centers and the Central Channel that connects them.
Here’s what one of my students had to say after practicing for just a few weeks...
Oh my God I have listened to all the CD's now, and I have to tell you I feel Great!! And after doing your meditation I know for sure that I have moved on I feel fantastic Thank you so much !! I don’t ever remember feeling this good. I will keep on practicing if I feel this good after only listening to it once I can imagine how I am going to feel in a few months time Thank you! Thank you! Thank you ! I could Hug you, this is something I have been searching for many years and I can’t tell you how much I am looking forward to living the rest of my life now! Kind Regards, Julie
OK Kevin, I’m clicking here to get started with Core Energy Meditation right now!
Time and time again, my students confirm the many positive results after working with the program for just a short time. You can read more of what they have to say in a minute. But for now, here are the typical benefits you can expect with just a little consistent practice.
As your Mind Center clears and opens, you’ll be able to think more clearly. Your mind will become calmer and quieter. More and more you’ll be free from the grip of negative thought patterns and limiting beliefs. Your mind will be free to see exciting new possibilities and think more “outside the box” with this.
As your Heart Center gets stronger, your relationships will become more and more joyous, more and more open and loving. People will see and feel the positive changes in your emotions. Soon you’ll be living from that place of heart-felt appreciation, gratitude and trust.
As your Body Center gets stronger, you’ll find yourself more confident, more self-assured and more effective at taking inspired action in the world. You’ll have increased energy and a much higher level of health and immune response. And, because your energy will be more coherent and integrated, you’ll also find yourself manifesting what you deeply desire.
This brings me onto another amazing benefit of Core Energy Meditation...
How To Discover And Live Your Life Purpose
As I continued to practice and refine Core Energy Meditation, I discovered something even more profound. I noticed how much my life had changed since my backpacking trip. Back then, I wasn’t sure about where my life was heading or what I was really here to do. I felt that sense of uneasiness and confusion. Have you ever felt like that?
But after practicing Core Energy Meditation for 6 months this had fallen away completely.
I felt completely free and I also felt like my life had purpose and direction, I knew I was here to do something important for the greater good. And here’s the reason again ---
When ALL of your being is integrated energetically (mind, heart, body, and spirit) something very profound begins to happen. Through this practice you discover who you truly are and you are able to know in your gut what’s truly important for you here and now. You begin to feel a strong sense of inner guidance.
Before the program, I was stressed a lot about many topics in my life such as money, my relationship with my girlfriend and my job. My life didn't change much because I have difficulties doing the CEM every day and to put it in my routine without being pissed off doing the meditation. But the results I have notice is when I do the meditation, I got much more energy in the morning....Thanks Matt, keep the good work!
Jeff Coté
St-Mathieu-de-Beloeil, Quebec
Canada
Your life begins to take shape in magical ways! I believe that it was this strong sense of inner connection that attracted the love of my life to me. Now we live under the wide-open Colorado sky with our two sons Greg and Will. We’ve been happily married for fifteen years.
Click here to get started with Core Energy Meditation right now!
How Does Core Energy Meditation Affect Your Relationships?
Time and time again, students of Core Energy Meditation find their practice transforms their relationships (as it did for me). Why does this happen? Because conscious awareness improves your relationships with others. The more awareness you bring into your life, the less you find reactive emotional patterns spoiling your relationships with the people you care about.
You are able to simply be there and be the presence that you are for those you love. You find this experience getting deeper and more profound the more you practice Core Energy Meditation.
Of course, not everyone will be in the same place you are.....
And depending on their level of consciousness, at times their egos may feel frustrated that you don’t react emotionally in the ways you used to. They may even try to push your old buttons. But you will see their lack of consciousness for what it is, more and more with practice. The more you practice, the more you’ll be able to calmly observe their reactions and your own without “getting blown out.” And it gets better ...
You’ll find yourself rooted, more and more stable, more and more grounded in the present moment. More and more you’ll be able to accept others while still taking any necessary action the situation requires.
The struggle in your relationships will drop away more and more.
The difference is that now the action will be easy and effortless. All of these capacities increase the more you practice Core Energy Meditation. Now, before I explain how Core Energy Meditation can help you manifest your true life-purpose, let me take a minute to talk about an important issue for many people...
How Do I Reconcile This With Strongly Held Religious Beliefs?
Many students have a partner or close friend with strongly held religious beliefs. Maybe you do too? When they began their practice, they wanted to know how Core Energy Meditation fits in with a belief system like Christianity (or even “non-religious” frameworks like secularism or agnosticism).
Well, first of all, Core Energy Meditation works well with any religious or non-religious framework. Like eating well and exercising, it is based on common sense scientific principles that nurture health and well-being in the body and mind. It is a universal practice for any human being.
Core Energy Meditation does not conflict with any other tradition. However, it may appear to conflict with someone’s incomplete understanding of the Deeper Truth of their tradition.
I am a Christian and desire to understand more of God. To get rid of blocks/negative attitudes that, stop the love/life of god flowing from me. Core Energy Meditation ...I have modified CEM to a more Christian aspect as in letting Jesus cleanse me when using the meditation and allowing his body and life to flow through/in/from me and meditating a scripture whist doing CEM (As God is so I am!!) Thank you for the program and other recommendations. Thank you
Mark Smith
Dulverton
United Kingdom
For example, many Christians who practice Core Energy Meditation tell me they feel more connected to God after their practice and throughout their day. Many say that they appreciate the opportunity for “silent prayer” that the practice gives them. This is a great way to explain what you’re doing to others who might not readily accept the practice at first...
How To Explain This To Someone With Strongly Held Religious Beliefs...
Rather than getting into a debate about what’s right and what’s wrong, it’s often best to just say:
“I’m spending a little quiet time each day with God in silent prayer” and leave it at that.
After all, many traditions like Christianity emphasize the importance of prayer, so it’s unlikely you’ll get many arguments on that point. The only difference with silent prayer is that by being quiet and still, you’re giving God the opportunity to speak. Just as the bible says, “Be still and know that I am God” (Psalm 46:10).
In the same way, being still is often the best way to approach this issue with some people whose egos are identified with a narrow understanding of their tradition. Many times it’s best to stay out of a debate if you know it’s not going to get you anywhere! Let your presence and stillness do the talking! You’ll know for yourself when it’s a good idea to talk about your spiritual practice and when it’s not.
Remember, at the end of the day, not everyone is going to approve of everything you do. This is actually a great spiritual practice for the student of Core Energy Meditation – allowing others to be as they are. This is your opportunity to “Be the change you wish to be in the world” as Gandhi said. Jesus used different words to make the same point, “By this all men will know that you are My disciples, if you have love for one another.” (John 13:35).
Click here to get started with Core Energy Meditation right now!
And this brings me on to perhaps the most exciting thing about practicing Core Energy Meditation --- when you begin to see people and the world around you changing for the better...
How To Manifest What You Truly Want
Core Energy Meditation gives you a broadband connection to your inner guidance system. Without that, it’s really like being adrift at sea. Have you ever felt like that? I did when I was younger.
So often, we try to manifest what we think we want from the wrong place. Without that sense of integration and coherence, I felt constantly pulled off center by thoughts, feelings and surface level desires. Not a great place to manifest good things from, right?
Is there a better way?
Yes there is! ...
The law of attraction says that “our energetic vibration attracts similar vibrations.” So if you want to attract radiant health, financial prosperity and amazing relationships, do you really just want a small piece of these things, or do you want it all?
Of course you want it all!
You want the mind part, the heart part and the physical vitality part. You want the rich and exciting experience of life in ALL its fullness.
You want this full flow of energy and power in all dimensions of your being. You want to be developing your whole energetic vibration. You want the whole package!
Core Energy Meditation develops ALL aspects of your energetic vibration and connects them together so there’s wholeness and coherence. That coherent vibration then attracts experiences in line with it...
All of those things you want in life are drawn to you, and you express and create them through your energy and the actions you are guided to take.
Before Core Energy Meditation, I was out of work on disability. Now I am more energetic, calm and at peace with myself at the same time .. I’ve got out of a rut and applied for new positions and have myself a new job starting in a few weeks. I am feeling so much better about myself. Things just seem to fall in place now!!!!
Rob Rossi
Philadelphia, PA
United States
Click here to get started with Core Energy Meditation right now!
What Will Happen When You Practice Core Energy Meditation?
First, you’re going to sit down, close your eyes, focus inward, and listen to the step-by-step instructions I’ll give you. As you listen to my voice, you’ll be guided along to relax and align your posture, calm your emotions, and focus your mind. It's like taking a break from your busyness.
Next, you’ll be guided through each of the major energy centers in turn.
Core Energy Meditation is great for focusing the mind because all you have to do is follow along with my voice. I’ll give lots of very easy instructions to follow as we move through each of the energy centers.
Typically you’ll be feeling part of your inner body, or feeling an emotion or following a breathing technique. All the cues are very easy to follow,
Wednesday, February 9, 2011
FLEXIBILITY
How Flexible Are YOU?
Stretching Our Spiritual Flexibility Muscles
Life is absolutely filled with unexpected twists and turns that present us with challenges at each bend in the road. Our ability and our commitment to moving WITH the current while opening our hearts and minds to new ideas and options is the key to harmonious living. It is only when we resist the flow that we encounter stress, drama, and problems. When we shift our focus into the limitless realm of possibility, previously unseen doorways magically open before us and reveal the treasures that are linked together with growth and positive change.
As long as we are focused on narrow, limited views on life and living, we cannot and will not see solutions. Solutions are discovered when the mind is open, the heart is available, and the spirit is leading the way. When we approach all people and situations with eyes of love and positive expectation, we allow for the beauty of every challenge to present itself with ease. When we choose to remain flexible, we will engage a renewed sense of vitality, understanding, and compassion that allows us (previously denied) access to the necessary resources and wisdom within us to guide us through and beyond change.
The more flexible and balanced we are from a spiritual perspective, the less prone we will be to spiritual problems. Flexibility is the characteristic of being able to bend. Spiritual flexibility is the characteristic of being able to bend, to be open-minded, and teachable. Those who are not spiritually flexible are often described as being stiff necked and obstinate. The cure for this dis-ease is to listen. The person who listens is spiritually flexible. He/she is open-minded and teachable. He/she allows for growth. When we embrace the importance of being spiritually flexible and balanced, we recognize that the alternative is to be stubborn and unbalanced. An individual who is stubborn and unbalanced will not experience joy, inner peace, and spiritual victory and will find constant conflict in their relationships with others.
To integrate spiritual stretching into your daily routine, here is a quick checklist to empower you to redirect your focus and create new, more fulfilling experiences by adopting a more flexible attitude and outlook:
* Is my body tense or rigid? If so, breathe deeply and consciously relax whatever is rigid.
* Do I believe there is a steadfast rule-that something must be a certain way to work well? If so, challenge yourself to break that rule just to see that there are other possibilities.
* Am I open to making adjustments in the behaviors I am choosing so that I can learn and grow? If not, go inside and contemplate the cost of remaining resistant and inflexible.
* Am I overly invested in a certain mood or state of being to the degree that I am defined by those moods or states? If so, consciously choose to respond in a different way. Instead of being angry, choose an alternative emotional state such as compassion.
* Am I agenda driven? An example of this would be trying to persuade someone of our view points or beliefs with such rigidity that we create stress for those who are on the receiving end of our persuasive attempts.
* Do I allow myself the opportunity to expand beyond traditions to embrace new experiences and ideas outside of my psychological and cultural comfort zones? If not, challenge yourself to expand.
* Do I get easily fixated and become a creature of habit to the extent that I find it hard to shift out of certain behaviors or expectations? If so, choose new and different ways of doing things.
Often times, we develop an internal rigidity and do not realize that we have lost our flexibility until challenges in life occur. Every person and every situation is a teacher for us, offering the opportunity for growth, understanding, compassion, and healing, When we approach life in this manner, without resisting these circumstances and individuals, life takes on a broader, more expansive meaning. When we can view our challenges as beautiful covered jewels offering growth and healing, our experiences transform in phenomenal new ways.
Go out and stretch those spiritual muscles today and then notice how laughter, joy, and love flow into our experiences with ease. You deserve this.
Stretching Our Spiritual Flexibility Muscles
Life is absolutely filled with unexpected twists and turns that present us with challenges at each bend in the road. Our ability and our commitment to moving WITH the current while opening our hearts and minds to new ideas and options is the key to harmonious living. It is only when we resist the flow that we encounter stress, drama, and problems. When we shift our focus into the limitless realm of possibility, previously unseen doorways magically open before us and reveal the treasures that are linked together with growth and positive change.
As long as we are focused on narrow, limited views on life and living, we cannot and will not see solutions. Solutions are discovered when the mind is open, the heart is available, and the spirit is leading the way. When we approach all people and situations with eyes of love and positive expectation, we allow for the beauty of every challenge to present itself with ease. When we choose to remain flexible, we will engage a renewed sense of vitality, understanding, and compassion that allows us (previously denied) access to the necessary resources and wisdom within us to guide us through and beyond change.
The more flexible and balanced we are from a spiritual perspective, the less prone we will be to spiritual problems. Flexibility is the characteristic of being able to bend. Spiritual flexibility is the characteristic of being able to bend, to be open-minded, and teachable. Those who are not spiritually flexible are often described as being stiff necked and obstinate. The cure for this dis-ease is to listen. The person who listens is spiritually flexible. He/she is open-minded and teachable. He/she allows for growth. When we embrace the importance of being spiritually flexible and balanced, we recognize that the alternative is to be stubborn and unbalanced. An individual who is stubborn and unbalanced will not experience joy, inner peace, and spiritual victory and will find constant conflict in their relationships with others.
To integrate spiritual stretching into your daily routine, here is a quick checklist to empower you to redirect your focus and create new, more fulfilling experiences by adopting a more flexible attitude and outlook:
* Is my body tense or rigid? If so, breathe deeply and consciously relax whatever is rigid.
* Do I believe there is a steadfast rule-that something must be a certain way to work well? If so, challenge yourself to break that rule just to see that there are other possibilities.
* Am I open to making adjustments in the behaviors I am choosing so that I can learn and grow? If not, go inside and contemplate the cost of remaining resistant and inflexible.
* Am I overly invested in a certain mood or state of being to the degree that I am defined by those moods or states? If so, consciously choose to respond in a different way. Instead of being angry, choose an alternative emotional state such as compassion.
* Am I agenda driven? An example of this would be trying to persuade someone of our view points or beliefs with such rigidity that we create stress for those who are on the receiving end of our persuasive attempts.
* Do I allow myself the opportunity to expand beyond traditions to embrace new experiences and ideas outside of my psychological and cultural comfort zones? If not, challenge yourself to expand.
* Do I get easily fixated and become a creature of habit to the extent that I find it hard to shift out of certain behaviors or expectations? If so, choose new and different ways of doing things.
Often times, we develop an internal rigidity and do not realize that we have lost our flexibility until challenges in life occur. Every person and every situation is a teacher for us, offering the opportunity for growth, understanding, compassion, and healing, When we approach life in this manner, without resisting these circumstances and individuals, life takes on a broader, more expansive meaning. When we can view our challenges as beautiful covered jewels offering growth and healing, our experiences transform in phenomenal new ways.
Go out and stretch those spiritual muscles today and then notice how laughter, joy, and love flow into our experiences with ease. You deserve this.
"The dark night of the soul is a profoundly good thing. It is an ongoing spiritual process in which we are liberated from attachments and compulsions and empowered to live and love more freely. Sometimes this letting go of old ways is painful, occasionally even devastating. But this is not why the night is called 'dark.' The darkness of the night implies nothing sinister, only that the liberation takes place in hidden ways, beneath our knowledge and understanding. It happens mysteriously, in secret, and beyond our conscious control. For that reason it can be disturbing or even scary, but in the end it always works to our benefit."
Monday, February 7, 2011
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Governments & Money
Please take a dollar bill from your wallet and hold it up. Done? Great, now please could you tell me what it is?
Well, what's the answer?
The answer is: paper with patterns printed on it. Nothing more. What you're essentially holding in your hand is an "IOU" from the government. You're saying that you trust the government to honor the value of that "IOU" note.
Once upon a time, money was gold coins and actually worth something. In those days, your dollar really would be worth a dollar.
As the financial system became more sophisticated though, paper notes were issued based on government's PHYSICAL holding of gold bullion. However, in 1930, this system (known as The Gold Standard) was dropped. Here in the land of the free, gold was even confiscated from anyone known to be holding it.
Why was this perfectly honorable system dropped? Because it meant politicians could only spend what they owned. By dropping The Gold Standard, governments created their own credit cards in the form of printing presses. They quite literally gave themselves a license to print money!
The result? Inflation (inflation is defined as the quantity of money in the system). This is why you hear about stories from Germany in the 1930s where a wheelbarrow full of cash was needed to buy a loaf of bread. Since 1930, governments, in their quest to win votes by printing their way out of their incompetence, have systematically destroyed wealth of generations.
Your dollar bill buys far less than it did in 1900 right? However, an ounce of gold pretty much buys today what it did 100 years ago! Can you see how powerful belief is?! Belief enables the whole world to think that paper money is actually worth something!
Governments want you to believe that gold is a barbarous relic. Why do you think that is?
Paper money is a huge house of cards, and every now and then, those cards tip over and the price of gold rises. The house of cards has not yet fallen though; it's just started tottering.
In the coming lessons I'll be showing you how to profit greatly from this knowledge. You'll see how knowing the truth empowers you and creates great wealth opportunities. Hence the expression: "And the truth shall set you free"!
How about the money the government promised you later in life in the form of Medicare and social security? Well, social security is expected to be bankrupt by 2042 and Medicare by 2019.
Why? Politicians all claim to want to save social security and yet still carry on raiding it! That's right, all that money you pay in tax isn't going to social security, it's just the government's credit card! As an insider, Senator Ernest Hollings, pointed out: "Obviously the first way to save social security is to stop looting it."
No Conspiracy Theory
At this point it's possible you're considering accusing me of behaving like some paranoid maniac who has watched too many episodes of "The X-Files"!
What I am saying is simply that governments only think of staying in power by whatever means possible. It just so happens that this involves keeping the population fast asleep and working away earning them tax for as along as possible to pay for their games to stay in power. Fair enough?
What I state is FACT not theory. I am not writing this course to impose my personal opinions upon you. I am writing this to tell you the way it actually is. I conform to the school of logic and evidence, not speculation.
Despite the fact that we live in a land with freedom of speech, unfortunately, anyone speaking against politicians at such a deep level is labeled to believe in the 'conspiracy theory' and are therefore labeled to believe in alien landings at Roswell etc. Such people are probably rightly seen as zany.
But it would be extremely naive to deny the fact that as long as humans have been around, there has been conspiracy of some kind at all levels. So before you rush to ridicule conspiracy at high levels of power, let's look at the dictionary definition of "conspiracy": A secret plan to commit an act with political motivation.
Now can you honestly tell me that doesn't go on all the time at all levels of government, media and corporations. P-L-E-A-S-E!
Have you seen the film "JFK"? I'm sure you have, but if you haven't, it's a great movie based on a true story. Anyway, here lies an historical example of how even in the face of overwhelming evidence against a government guilty of conspiracy, the population choose not to believe it.
The population believed the government when they said a single bullet managed to cause so many holes from so many different angles. If the government says 2+2=5, the masses swallow it...just like in George Orwell's apocalyptic novel, "1984".
Why? Because it unsettled them to believe that their beloved leaders could have committed such a crime- it's not possible- the guilty ones must be those who try to attack our government in this way! The government will always win because the majority of its people are sheep and don't want to believe the truth. Republican or Democrat, it makes no difference. Politicians all have the same motive.
Are you one of the sheep or are you ready to wake up and become financially free?
I don't want to launch some sort of revolt against the government! I just want you to see the truth, because strange as it may seem now, this opens the door to financial freedom.
Large Corporations
Large corporations have a large influence on the running of this country (remember, governments can easily be bought because they 'need' money to play their games). For the record, I am not a socialist or anti-capitalist that seeks to share the wealth out to the people by some sort of perverted justice!
The mega-wealthy have become so mostly due to the fact that over the years, many illusions and con tricks have been spoon-fed to the masses by them to ensure that they stay poor. Why?
* The reason they have done this is that they need to have the masses competing to work in their companies so they can pay the minimum wage possible.
* Their closely guarded investment strategies rely on the fact that the masses are afraid, uninformed and lazy.
* Their businesses rely on the fact that the masses are easily manipulated through the media and advertising.
* Where would they be if too many people were in the position of never having to go to work or could make investment decisions at the same intellectual level?
A strange thing about human nature is that we insist on believing that the amount of money we earn must be proportional to the amount of labor we have put in. NOT TRUE! As a Graduate you will learn to use your brain rather than your muscles. Superior knowledge makes all the difference.
Corporations of course, want you to spend money!
Will a stockbroker stop you constantly buying and selling shares?
· Is a drug company going to admit to a natural cure for cancer?
· Is a bank going to spell out the clause in the loan that means you get charged twice as much as you thought?
· Do employers spread rumors about downsizing to make you work harder?
· Will a lawyer divulge the 7 specific methods they employ to cost you more money then necessary?
· Will an "investment adviser" tell you if he knows of a simple way anyone can send their kids to college for FREE instead of buying his poor-performing, yet high commission, products? (and yes, there is a way)
I'll expose the truth behind all of this to YOU in the coming levels!
Once you know The 5 Secrets you become too powerful for corporations to play their dirty tricks on you!
This isn't about living like a cheapskate and having no life! It's about reclaiming personal power and freedom!
The Great Insurance Con
Let's take a baby-step example of how seeing the truth puts you on the road to financial freedom. Right here and now I'm going to tell you how you can easily slash anywhere from $50 to $500 off your monthly bills! No, it doesn't involve starving for a week or any other ridiculous cheapskate plan.
This is a simple and very basic demonstration of how you're deliberately fed misinformation by corporations to rip you off. Remember, if we eliminate your unnecessary monthly expenditures and increase your monthly income, all for little effort, you've won half the battle for financial freedom!
Insurance is big business in America right? Just add up how much you spend each month on all the different types of insurance if you're uncertain! The average American family spends around 10-15% of their hard earned income on insurance. It adds up to thousands each year......a large portion of which is completely wasted!
Why? Because confusion is deliberately created about insurance leaving people as easy prey for insurance salespeople. They prey on the fear caused by the confusion of honest folk. Insurance companies are simply bookies!
Unnecessary insurance is just one of MANY ways you're deliberately kept living paycheck to paycheck, driven into debt and ripped-off!
Most people buy what they don't need, and few don't know how or why to buy what they do need!
A great deal of insurance you buy isn't applicable to most people and/or is duplicated. Insurance companies won't pay out twice! (Please re-read the disclaimer on page 1. You should also check this against any state or Federal regulations that may require certain minimum insurance as applicable.). Here's how I save thousands every year by not participating in the Great Insurance Con:
Auto Insurance:
* This is broken into different components as you know and the minimums vary depending on the state you live in.
* If the value of a car drops below $2-3000 it's time to consider if collision and comprehensive coverage is worth it. Look at your premiums for this component and seriously consider dropping it if this is the case.
* If you already have medical/hospitalization insurance, additional medical coverage on your auto policy is most likely duplicate insurance that you can't collect on, in which case it's a waste of money!
* No-Fault insurance is usually a legal requirement depending on the state you're in, but check you're just paying the minimum, because this is most likely duplicate insurance again. It covers medical (not needed if you already have medical insurance), reimbursement for lost income (other policies should cover this,but we'll talk more about this in a second) and compensation for death (again, you most likely already have life insurance). Property damage is covered under your collision portion of your policy if you have it. Weigh it all up.
* Uninsured motorists coverage is to cover injury to you and others apparently. But again, if you already have medical/hospitalization insurance this is just duplicate insurance and a waste of money.
* Check out how much your premiums fall by if you raise the deductible to $500 or $1000! You'll see them fall drastically! Low deductibles don't make any sense- small claims mean your premiums go up next year because the cost to process a small claim is as much to process a big one.
* You get the lowest premiums with the following: no commuting or commuting less then 10 miles to work, multi cars in same family, advanced driver training at state approved facility (costs no more than $40), good history, alarms, senior citizen. Check you're getting all these discounts and remember to ask for the discount with your existing company too. If you don't ask you don't get!!!
* Shop around! Fewer than 25% of drivers will get more than one quote for auto insurance and the insurance corporations know it! You'll see this if you shop around. Prices will vary wildly from one place to the next.
* Rental cars are a HUGE rip-off with insurance. The sales people at check-in are paid commission to sell you a bunch of stuff you just don't need. CDW is usually already covered by your existing car policy under the 'occasional driver clause' and the rental company policy must cover fire and theft anyway. Accident and injury is usually already covered by your medical insurance and personal effects insurance by your home contents. Check your policies.
Homeowners Insurance:
* Some policies charge for the following: removal of debris, damaged property removal, fire department surcharges, temporary repair to prevent further damage to the property, trees and shrubs and stolen credit cards. If you think about the chances of this event and then compare that to the cost of having these things done yourself, you'll discover this part of the premium is a rip-off usually. Ask your insurer what the premium would be without this and see if you think it's worth it.
* Another way you'll be ripped off is if you try to make a claim and can't prove you ever owned it, they'll deny the claim. So be sure to video/take pictures of all your belongings.
* Also, be sure your possessions are covered at REPLACEMENT value, NOT market value. Another scam they use to avoid paying out.
Loan Insurance:
* One of the biggest rip-offs in the industry. I never bother with insurance on car loans or any other type based on the fact that there is more profit made on the insurance for the loan than the loan itself! If you borrow $10,000, and get loan insurance, you'll pay about $1,000 for the privilege. Around 60% of the premium goes in commission to the loan provider.
* I'm not saying not to insure yourself against the worst. It's all about value for money. You see, if you want to insure yourself against not being able to pay off the loan, you can get no-frills term-insurance that covers you for about 70% less! You may never have heard of term-insurance? There's a good reason for that: it pays very little commission to the salesperson!
* Mortgage payments insurance represents equally bad value and can be replaced with low-cost term-insurance for a fraction of the cost! Mortgage insurers have been known to regularly pay out less than 30% on the dollar. Furthermore, if you died, your heirs would get the pay-out with term insurance, not the mortgage company!
Medical Insurance:
* As much as 50% of your medical insurance premium is to fund the first $1-2,000 of pay out from the insurance company. A small claim costs as much to process as a large one, so it often makes sense to raise the deductible on your medical insurance to $1,000 in most cases. Ask how much your insurance would be with that deductible and see the difference. Even if you pay occasional hospital fees due to the higher deductible, you would still come out ahead most likely.
* Disability insurance is good value only if you're in poor health or very accident-prone. In any case, you are covered by law by your employer if injured at your job! If you look at other benefits you might receive, you'll often find disability insurance is included again. Remember, duplicated insurance is wasted insurance!
* Avoid hyped and TV advertised life and health insurance plans such as low cost life insurance for the ages 55-75 or that insure against a particular disease etc. They usually have a bunch of restrictions, are expensive, and play on your fear.
Life Insurance:
* Life insurance is HUGELY profitable for the insurance companies. Again, circumstances will vary with the individual, but you'll often find that most people have too much/duplicated life insurance. 30% of the life insurance market is young singles with no assets! Now, why would they need life insurance? They have no dependents! Another waste of money.
* People are often sold life insurance on children even! In the highly unlikely and extremely tragic event of that happening, what would you need life insurance for apart from final expenses? The chances of this happening outweigh the cost, which is why it's sold to you. You'll be sold this by playing on how much you love your kids. Truly shameless.
* What about if your kids have grown up and you've no debts? What would you need life insurance for? Who are your dependents? More money wasted.
* More sales myths: "You can borrow your cash value at low interest rates", but all this offering is charging you interest on your own money! "You can borrow tax-free". ALL loans are tax-free anyway!
* Universal life insurance is another costly method. This loses about 30% of the premium to fees.
* Okay, but many of us DO need life insurance, so what's the answer? Again, term-insurance does the job for a far lower cost without all the fancy packaging. This will often result in 70-80% less in life insurance premiums! If you shop around for the best term-insurance deals, you'll find that the insurance companies actually take a LOSS on those policies as a way to tempt you in to buy more expensive policies like the ones we've discussed, don't be tempted!
Liability Insurance:
This is to protect your assets if someone sues you. Do you need it? In the coming lessons I'll be showing you how to become secure against lawsuits so, in that case, it becomes a waste of money.
No-one can touch my assets, no-matter who they are! I'll be empowering you with such knowledge too. All these insurance tips are to be used at your discretion. Remember, I am NOT saying you shouldn't have insurance, but rather to make sure you get the best value for your insurance needs and that you don't duplicate any insurance policies. Check your policies to make sure. If all that doesn't slash at least $50-500 off your monthly bills I'd be mighty surprised!
If you earn $15 an hour and you pay $200 a month more than you have to in insurance, that's over one and a half days you're working for nothing!
Still to come in this course:
How to: reduce mortgage payments by 50%, cut credit card interest by 40%, turn home equity or insurance cash values into income or wealth, restore credit in 60 days, get your kids through college free and much more!
But that's for another time. Speak to you tomorrow...
Mark Patricks - Publisher
Freedom By Friday - The League of Power
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Governments & Money
Please take a dollar bill from your wallet and hold it up. Done? Great, now please could you tell me what it is?
Well, what's the answer?
The answer is: paper with patterns printed on it. Nothing more. What you're essentially holding in your hand is an "IOU" from the government. You're saying that you trust the government to honor the value of that "IOU" note.
Once upon a time, money was gold coins and actually worth something. In those days, your dollar really would be worth a dollar.
As the financial system became more sophisticated though, paper notes were issued based on government's PHYSICAL holding of gold bullion. However, in 1930, this system (known as The Gold Standard) was dropped. Here in the land of the free, gold was even confiscated from anyone known to be holding it.
Why was this perfectly honorable system dropped? Because it meant politicians could only spend what they owned. By dropping The Gold Standard, governments created their own credit cards in the form of printing presses. They quite literally gave themselves a license to print money!
The result? Inflation (inflation is defined as the quantity of money in the system). This is why you hear about stories from Germany in the 1930s where a wheelbarrow full of cash was needed to buy a loaf of bread. Since 1930, governments, in their quest to win votes by printing their way out of their incompetence, have systematically destroyed wealth of generations.
Your dollar bill buys far less than it did in 1900 right? However, an ounce of gold pretty much buys today what it did 100 years ago! Can you see how powerful belief is?! Belief enables the whole world to think that paper money is actually worth something!
Governments want you to believe that gold is a barbarous relic. Why do you think that is?
Paper money is a huge house of cards, and every now and then, those cards tip over and the price of gold rises. The house of cards has not yet fallen though; it's just started tottering.
In the coming lessons I'll be showing you how to profit greatly from this knowledge. You'll see how knowing the truth empowers you and creates great wealth opportunities. Hence the expression: "And the truth shall set you free"!
How about the money the government promised you later in life in the form of Medicare and social security? Well, social security is expected to be bankrupt by 2042 and Medicare by 2019.
Why? Politicians all claim to want to save social security and yet still carry on raiding it! That's right, all that money you pay in tax isn't going to social security, it's just the government's credit card! As an insider, Senator Ernest Hollings, pointed out: "Obviously the first way to save social security is to stop looting it."
No Conspiracy Theory
At this point it's possible you're considering accusing me of behaving like some paranoid maniac who has watched too many episodes of "The X-Files"!
What I am saying is simply that governments only think of staying in power by whatever means possible. It just so happens that this involves keeping the population fast asleep and working away earning them tax for as along as possible to pay for their games to stay in power. Fair enough?
What I state is FACT not theory. I am not writing this course to impose my personal opinions upon you. I am writing this to tell you the way it actually is. I conform to the school of logic and evidence, not speculation.
Despite the fact that we live in a land with freedom of speech, unfortunately, anyone speaking against politicians at such a deep level is labeled to believe in the 'conspiracy theory' and are therefore labeled to believe in alien landings at Roswell etc. Such people are probably rightly seen as zany.
But it would be extremely naive to deny the fact that as long as humans have been around, there has been conspiracy of some kind at all levels. So before you rush to ridicule conspiracy at high levels of power, let's look at the dictionary definition of "conspiracy": A secret plan to commit an act with political motivation.
Now can you honestly tell me that doesn't go on all the time at all levels of government, media and corporations. P-L-E-A-S-E!
Have you seen the film "JFK"? I'm sure you have, but if you haven't, it's a great movie based on a true story. Anyway, here lies an historical example of how even in the face of overwhelming evidence against a government guilty of conspiracy, the population choose not to believe it.
The population believed the government when they said a single bullet managed to cause so many holes from so many different angles. If the government says 2+2=5, the masses swallow it...just like in George Orwell's apocalyptic novel, "1984".
Why? Because it unsettled them to believe that their beloved leaders could have committed such a crime- it's not possible- the guilty ones must be those who try to attack our government in this way! The government will always win because the majority of its people are sheep and don't want to believe the truth. Republican or Democrat, it makes no difference. Politicians all have the same motive.
Are you one of the sheep or are you ready to wake up and become financially free?
I don't want to launch some sort of revolt against the government! I just want you to see the truth, because strange as it may seem now, this opens the door to financial freedom.
Large Corporations
Large corporations have a large influence on the running of this country (remember, governments can easily be bought because they 'need' money to play their games). For the record, I am not a socialist or anti-capitalist that seeks to share the wealth out to the people by some sort of perverted justice!
The mega-wealthy have become so mostly due to the fact that over the years, many illusions and con tricks have been spoon-fed to the masses by them to ensure that they stay poor. Why?
* The reason they have done this is that they need to have the masses competing to work in their companies so they can pay the minimum wage possible.
* Their closely guarded investment strategies rely on the fact that the masses are afraid, uninformed and lazy.
* Their businesses rely on the fact that the masses are easily manipulated through the media and advertising.
* Where would they be if too many people were in the position of never having to go to work or could make investment decisions at the same intellectual level?
A strange thing about human nature is that we insist on believing that the amount of money we earn must be proportional to the amount of labor we have put in. NOT TRUE! As a Graduate you will learn to use your brain rather than your muscles. Superior knowledge makes all the difference.
Corporations of course, want you to spend money!
Will a stockbroker stop you constantly buying and selling shares?
· Is a drug company going to admit to a natural cure for cancer?
· Is a bank going to spell out the clause in the loan that means you get charged twice as much as you thought?
· Do employers spread rumors about downsizing to make you work harder?
· Will a lawyer divulge the 7 specific methods they employ to cost you more money then necessary?
· Will an "investment adviser" tell you if he knows of a simple way anyone can send their kids to college for FREE instead of buying his poor-performing, yet high commission, products? (and yes, there is a way)
I'll expose the truth behind all of this to YOU in the coming levels!
Once you know The 5 Secrets you become too powerful for corporations to play their dirty tricks on you!
This isn't about living like a cheapskate and having no life! It's about reclaiming personal power and freedom!
The Great Insurance Con
Let's take a baby-step example of how seeing the truth puts you on the road to financial freedom. Right here and now I'm going to tell you how you can easily slash anywhere from $50 to $500 off your monthly bills! No, it doesn't involve starving for a week or any other ridiculous cheapskate plan.
This is a simple and very basic demonstration of how you're deliberately fed misinformation by corporations to rip you off. Remember, if we eliminate your unnecessary monthly expenditures and increase your monthly income, all for little effort, you've won half the battle for financial freedom!
Insurance is big business in America right? Just add up how much you spend each month on all the different types of insurance if you're uncertain! The average American family spends around 10-15% of their hard earned income on insurance. It adds up to thousands each year......a large portion of which is completely wasted!
Why? Because confusion is deliberately created about insurance leaving people as easy prey for insurance salespeople. They prey on the fear caused by the confusion of honest folk. Insurance companies are simply bookies!
Unnecessary insurance is just one of MANY ways you're deliberately kept living paycheck to paycheck, driven into debt and ripped-off!
Most people buy what they don't need, and few don't know how or why to buy what they do need!
A great deal of insurance you buy isn't applicable to most people and/or is duplicated. Insurance companies won't pay out twice! (Please re-read the disclaimer on page 1. You should also check this against any state or Federal regulations that may require certain minimum insurance as applicable.). Here's how I save thousands every year by not participating in the Great Insurance Con:
Auto Insurance:
* This is broken into different components as you know and the minimums vary depending on the state you live in.
* If the value of a car drops below $2-3000 it's time to consider if collision and comprehensive coverage is worth it. Look at your premiums for this component and seriously consider dropping it if this is the case.
* If you already have medical/hospitalization insurance, additional medical coverage on your auto policy is most likely duplicate insurance that you can't collect on, in which case it's a waste of money!
* No-Fault insurance is usually a legal requirement depending on the state you're in, but check you're just paying the minimum, because this is most likely duplicate insurance again. It covers medical (not needed if you already have medical insurance), reimbursement for lost income (other policies should cover this,but we'll talk more about this in a second) and compensation for death (again, you most likely already have life insurance). Property damage is covered under your collision portion of your policy if you have it. Weigh it all up.
* Uninsured motorists coverage is to cover injury to you and others apparently. But again, if you already have medical/hospitalization insurance this is just duplicate insurance and a waste of money.
* Check out how much your premiums fall by if you raise the deductible to $500 or $1000! You'll see them fall drastically! Low deductibles don't make any sense- small claims mean your premiums go up next year because the cost to process a small claim is as much to process a big one.
* You get the lowest premiums with the following: no commuting or commuting less then 10 miles to work, multi cars in same family, advanced driver training at state approved facility (costs no more than $40), good history, alarms, senior citizen. Check you're getting all these discounts and remember to ask for the discount with your existing company too. If you don't ask you don't get!!!
* Shop around! Fewer than 25% of drivers will get more than one quote for auto insurance and the insurance corporations know it! You'll see this if you shop around. Prices will vary wildly from one place to the next.
* Rental cars are a HUGE rip-off with insurance. The sales people at check-in are paid commission to sell you a bunch of stuff you just don't need. CDW is usually already covered by your existing car policy under the 'occasional driver clause' and the rental company policy must cover fire and theft anyway. Accident and injury is usually already covered by your medical insurance and personal effects insurance by your home contents. Check your policies.
Homeowners Insurance:
* Some policies charge for the following: removal of debris, damaged property removal, fire department surcharges, temporary repair to prevent further damage to the property, trees and shrubs and stolen credit cards. If you think about the chances of this event and then compare that to the cost of having these things done yourself, you'll discover this part of the premium is a rip-off usually. Ask your insurer what the premium would be without this and see if you think it's worth it.
* Another way you'll be ripped off is if you try to make a claim and can't prove you ever owned it, they'll deny the claim. So be sure to video/take pictures of all your belongings.
* Also, be sure your possessions are covered at REPLACEMENT value, NOT market value. Another scam they use to avoid paying out.
Loan Insurance:
* One of the biggest rip-offs in the industry. I never bother with insurance on car loans or any other type based on the fact that there is more profit made on the insurance for the loan than the loan itself! If you borrow $10,000, and get loan insurance, you'll pay about $1,000 for the privilege. Around 60% of the premium goes in commission to the loan provider.
* I'm not saying not to insure yourself against the worst. It's all about value for money. You see, if you want to insure yourself against not being able to pay off the loan, you can get no-frills term-insurance that covers you for about 70% less! You may never have heard of term-insurance? There's a good reason for that: it pays very little commission to the salesperson!
* Mortgage payments insurance represents equally bad value and can be replaced with low-cost term-insurance for a fraction of the cost! Mortgage insurers have been known to regularly pay out less than 30% on the dollar. Furthermore, if you died, your heirs would get the pay-out with term insurance, not the mortgage company!
Medical Insurance:
* As much as 50% of your medical insurance premium is to fund the first $1-2,000 of pay out from the insurance company. A small claim costs as much to process as a large one, so it often makes sense to raise the deductible on your medical insurance to $1,000 in most cases. Ask how much your insurance would be with that deductible and see the difference. Even if you pay occasional hospital fees due to the higher deductible, you would still come out ahead most likely.
* Disability insurance is good value only if you're in poor health or very accident-prone. In any case, you are covered by law by your employer if injured at your job! If you look at other benefits you might receive, you'll often find disability insurance is included again. Remember, duplicated insurance is wasted insurance!
* Avoid hyped and TV advertised life and health insurance plans such as low cost life insurance for the ages 55-75 or that insure against a particular disease etc. They usually have a bunch of restrictions, are expensive, and play on your fear.
Life Insurance:
* Life insurance is HUGELY profitable for the insurance companies. Again, circumstances will vary with the individual, but you'll often find that most people have too much/duplicated life insurance. 30% of the life insurance market is young singles with no assets! Now, why would they need life insurance? They have no dependents! Another waste of money.
* People are often sold life insurance on children even! In the highly unlikely and extremely tragic event of that happening, what would you need life insurance for apart from final expenses? The chances of this happening outweigh the cost, which is why it's sold to you. You'll be sold this by playing on how much you love your kids. Truly shameless.
* What about if your kids have grown up and you've no debts? What would you need life insurance for? Who are your dependents? More money wasted.
* More sales myths: "You can borrow your cash value at low interest rates", but all this offering is charging you interest on your own money! "You can borrow tax-free". ALL loans are tax-free anyway!
* Universal life insurance is another costly method. This loses about 30% of the premium to fees.
* Okay, but many of us DO need life insurance, so what's the answer? Again, term-insurance does the job for a far lower cost without all the fancy packaging. This will often result in 70-80% less in life insurance premiums! If you shop around for the best term-insurance deals, you'll find that the insurance companies actually take a LOSS on those policies as a way to tempt you in to buy more expensive policies like the ones we've discussed, don't be tempted!
Liability Insurance:
This is to protect your assets if someone sues you. Do you need it? In the coming lessons I'll be showing you how to become secure against lawsuits so, in that case, it becomes a waste of money.
No-one can touch my assets, no-matter who they are! I'll be empowering you with such knowledge too. All these insurance tips are to be used at your discretion. Remember, I am NOT saying you shouldn't have insurance, but rather to make sure you get the best value for your insurance needs and that you don't duplicate any insurance policies. Check your policies to make sure. If all that doesn't slash at least $50-500 off your monthly bills I'd be mighty surprised!
If you earn $15 an hour and you pay $200 a month more than you have to in insurance, that's over one and a half days you're working for nothing!
Still to come in this course:
How to: reduce mortgage payments by 50%, cut credit card interest by 40%, turn home equity or insurance cash values into income or wealth, restore credit in 60 days, get your kids through college free and much more!
But that's for another time. Speak to you tomorrow...
Mark Patricks - Publisher
Freedom By Friday - The League of Power
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EGO CONTROL FOR BETTER
Ego Control For The Better
Everyone needs to have confidence in order to function well within social groups. We need to be sure of ourselves, have faith in the things we say, and rebuff attacks on our sense of well being and self esteem. But occasionally, this confidence gets out of control leading to an ego problem that can result in many of the same issues a lack of confidence can. Our ego control entrainment therapy is designed to help those of us who have an inflated ego deflate it a bit to ensure it doesn't interfere with our lives.
Those with egos too large for their own good will undertake tasks far beyond their ability. Rather than honing their skills and focusing on what they can accomplish, they are too wrapped up in the fight to become the best and as a result rob themselves of the journey it takes to actually get there. Obviously, most people with inflated egos do not know they have them. And many people whose egos are wildly out of control still need reinforcement in their confidence. An ego out of control typically is only counterbalanced by a crushing defeat. Why wait for an event that causes so much pain to help you get your ego where it needs to be? Our ego control program will help you get an accurate picture of your capabilities without forcing yourself into a difficult situation.
When is Ego dangerous? It's generally dangerous to yourself and others when you confidently take on tasks and dangers that are simply beyond your ability. Someone with an ego out of control will distance themselves from others and even lose relationships that were once important to them. Though they may feel they are the greatest thing on Earth at first, they will eventually realize they have overextended themselves and lose everything they once thought important. It's important to reflect on yourself and take heed of warning signs to ensure you don't end up ruining the incredible and exciting life you have in store, just for the sake of an illusion.
When does Ego disconnect you from others? There are various unkind words in the English language used to describe people whose egos are out of control. These words emphasize the importance we all place on a dose of character. When we are a little humbled, connections come easier between people and make certain our friends and relatives know we appreciate them. A well placed joke aimed to poke fun at oneself can do more to create bonds of familiarity than all the boasting in the world.
Facts to Consider:
* Knowing when to boast and when to be humble is a good way to create strong and lasting ties. Just as you can't boast convincingly if you don't believe in yourself, you cannot fake knowing your weaknesses
* With an out of control ego you will fool yourself into accepting all challenges yourself rather than asking for help when you need it most. One of mankind's greatest assets is cooperation. Learn to use it painlessly
* Humble people are seen as virtuous and more secure with themselves than those with out of control egos
How Can We Help?
By utilizing High Alpha and Low Beta tones at precise frequencies, your neural pathways strengthen, and you gain an honest evaluation of your strengths as well as areas that must be improved. These frequencies work miracles with self image because they enhance your ability to see the whole picture while allowing you to truly get in touch with your real talents. They are specifically designed to help you get a firm and strong image of your real strengths so you can flaunt them through action in ways people will notice and not just through word of mouth, while curbing irrational vanities and hubris.
How Does It Work?
Binaural Beats- Sine wave generators are used to create two separate frequency waves, which are introduced to each ear independently. The brain reacts by creating a third tone, making up the difference of the two. It instantly reacts to these frequencies causing a Shift In Consciousness. Using this technology, your brain can be programmed to weed out interferences and open up the communication channels inside your mind that are blocked by your own consciousness. By promoting honesty in the mind through the connections made here, we ensure you don't risk the pitfalls of an out of control ego.
Isochronic Tones- If you are looking for the most effective type of brainwave entrainment, Isochronic tones are the way to go. Isochronic Tones also use equal intensity tones, but the pulse speed is greater, causing the brain to synchronize with the rhythm. In 1999, Thomas Budzynski Ph.D. published a case in the Journal of Neurotherapy which showed that a group of 8 college students increased their GPA with the use of audio brainwave stimulation, and their GPA continued to increase even after the brainwave entrainment was finished....
Usage Suggestions
When you listen to the ego control recording, try to put yourself in a third person perspective and take a deep look at yourself. View your morals and actions in an unbiased way and you will soon be able to see what needs improvement. Once you have them narrowed down, you can begin corrective actions and increase your overall value. Particularly useful for those involved in occupations and relationships where confidence is a necessity, and ego can get in the way, leading to poor judgment.
Everyone needs to have confidence in order to function well within social groups. We need to be sure of ourselves, have faith in the things we say, and rebuff attacks on our sense of well being and self esteem. But occasionally, this confidence gets out of control leading to an ego problem that can result in many of the same issues a lack of confidence can. Our ego control entrainment therapy is designed to help those of us who have an inflated ego deflate it a bit to ensure it doesn't interfere with our lives.
Those with egos too large for their own good will undertake tasks far beyond their ability. Rather than honing their skills and focusing on what they can accomplish, they are too wrapped up in the fight to become the best and as a result rob themselves of the journey it takes to actually get there. Obviously, most people with inflated egos do not know they have them. And many people whose egos are wildly out of control still need reinforcement in their confidence. An ego out of control typically is only counterbalanced by a crushing defeat. Why wait for an event that causes so much pain to help you get your ego where it needs to be? Our ego control program will help you get an accurate picture of your capabilities without forcing yourself into a difficult situation.
When is Ego dangerous? It's generally dangerous to yourself and others when you confidently take on tasks and dangers that are simply beyond your ability. Someone with an ego out of control will distance themselves from others and even lose relationships that were once important to them. Though they may feel they are the greatest thing on Earth at first, they will eventually realize they have overextended themselves and lose everything they once thought important. It's important to reflect on yourself and take heed of warning signs to ensure you don't end up ruining the incredible and exciting life you have in store, just for the sake of an illusion.
When does Ego disconnect you from others? There are various unkind words in the English language used to describe people whose egos are out of control. These words emphasize the importance we all place on a dose of character. When we are a little humbled, connections come easier between people and make certain our friends and relatives know we appreciate them. A well placed joke aimed to poke fun at oneself can do more to create bonds of familiarity than all the boasting in the world.
Facts to Consider:
* Knowing when to boast and when to be humble is a good way to create strong and lasting ties. Just as you can't boast convincingly if you don't believe in yourself, you cannot fake knowing your weaknesses
* With an out of control ego you will fool yourself into accepting all challenges yourself rather than asking for help when you need it most. One of mankind's greatest assets is cooperation. Learn to use it painlessly
* Humble people are seen as virtuous and more secure with themselves than those with out of control egos
How Can We Help?
By utilizing High Alpha and Low Beta tones at precise frequencies, your neural pathways strengthen, and you gain an honest evaluation of your strengths as well as areas that must be improved. These frequencies work miracles with self image because they enhance your ability to see the whole picture while allowing you to truly get in touch with your real talents. They are specifically designed to help you get a firm and strong image of your real strengths so you can flaunt them through action in ways people will notice and not just through word of mouth, while curbing irrational vanities and hubris.
How Does It Work?
Binaural Beats- Sine wave generators are used to create two separate frequency waves, which are introduced to each ear independently. The brain reacts by creating a third tone, making up the difference of the two. It instantly reacts to these frequencies causing a Shift In Consciousness. Using this technology, your brain can be programmed to weed out interferences and open up the communication channels inside your mind that are blocked by your own consciousness. By promoting honesty in the mind through the connections made here, we ensure you don't risk the pitfalls of an out of control ego.
Isochronic Tones- If you are looking for the most effective type of brainwave entrainment, Isochronic tones are the way to go. Isochronic Tones also use equal intensity tones, but the pulse speed is greater, causing the brain to synchronize with the rhythm. In 1999, Thomas Budzynski Ph.D. published a case in the Journal of Neurotherapy which showed that a group of 8 college students increased their GPA with the use of audio brainwave stimulation, and their GPA continued to increase even after the brainwave entrainment was finished....
Usage Suggestions
When you listen to the ego control recording, try to put yourself in a third person perspective and take a deep look at yourself. View your morals and actions in an unbiased way and you will soon be able to see what needs improvement. Once you have them narrowed down, you can begin corrective actions and increase your overall value. Particularly useful for those involved in occupations and relationships where confidence is a necessity, and ego can get in the way, leading to poor judgment.
sleeping well
You can actually train your mind to go without sleep.I know that I think about the struggles I go through everyday and keep that on my mind so I cannot sleep well. Through meditation I have learned to calm down,relax and know that getting so upset over things I cannot change will just make things worse. Now when I come home after a exhausting day I don't let things bother me so much. I actually first started my mediation in the morning before I left and again when I get home.
In the morning I get up about 30 minutes earlier then the rest of the family so I can have time to myself. I go into the kitchen get a book I like or a newspaper,fix me some coffee and just meditate before I have to start my hectic day. When I come home at night I know that with my insomnia I will have another restless night so I start preparing for my night after I get supper cooked the dishes done and kids to bed.
For my meditation at night I will first relax by listening to soothing music. I will turn on a music channel on my television and just kick back and relax. I then get in a hot tub and sit there and let the hot water sooth me. After I get out of the tub I do not wait to go to bed. Since my body is now very relaxed I go straight to bed. I have learned by staying awake watching TV after I am so relaxed will only make it harder for me to sleep.
Since I used my meditation while listening to comforting music and relieving my tension with a hot bath why get upset by watching television. I turn my fan on low get under the covers take some deep relaxing breaths and go to sleep. I'm not saying that I am cured and get 8 hours of sleep every night but I can say that using mediation to relax me has helped me at least get a couple of extra hours of sleep then I use to.
My husband also turns on the little clock radio to a country channel and leaves it on low all night to help him get some sleep.You have got to remember meditation is simply clearing your mind of thoughts that upset you. Once you have cleared your mind over whatever is bothering you it will be to your benefit.
Relaxing is the key to having a better day and night. So find a way of meditation that will help you relax and just enjoy your night. You are worth it and most of all after all you do for everyone you deserve to have a few moments of relaxing meditation.
In the morning I get up about 30 minutes earlier then the rest of the family so I can have time to myself. I go into the kitchen get a book I like or a newspaper,fix me some coffee and just meditate before I have to start my hectic day. When I come home at night I know that with my insomnia I will have another restless night so I start preparing for my night after I get supper cooked the dishes done and kids to bed.
For my meditation at night I will first relax by listening to soothing music. I will turn on a music channel on my television and just kick back and relax. I then get in a hot tub and sit there and let the hot water sooth me. After I get out of the tub I do not wait to go to bed. Since my body is now very relaxed I go straight to bed. I have learned by staying awake watching TV after I am so relaxed will only make it harder for me to sleep.
Since I used my meditation while listening to comforting music and relieving my tension with a hot bath why get upset by watching television. I turn my fan on low get under the covers take some deep relaxing breaths and go to sleep. I'm not saying that I am cured and get 8 hours of sleep every night but I can say that using mediation to relax me has helped me at least get a couple of extra hours of sleep then I use to.
My husband also turns on the little clock radio to a country channel and leaves it on low all night to help him get some sleep.You have got to remember meditation is simply clearing your mind of thoughts that upset you. Once you have cleared your mind over whatever is bothering you it will be to your benefit.
Relaxing is the key to having a better day and night. So find a way of meditation that will help you relax and just enjoy your night. You are worth it and most of all after all you do for everyone you deserve to have a few moments of relaxing meditation.
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